Retiree
Age-65+ reference person profile from CEX 2000 Table 7. Healthcare premium augmentation set to zero (Medicare). National headline numbers and per-stratum decomposition follow; switch to a specific state for the state-resolved version.
The Fixed Basket Index for the Retiree archetype, January 2000 = 100. Download the full series: JSON · CSV.
The headline counts healthcare at total cost — including the
employer-paid share of the insurance premium (national-accounts-consistent).
Counting only what a household pays from its own pocket, the
Retiree annual rate is
3.31%/yr
vs 3.31%/yr standard.
Same price series, healthcare re-weighted — see the
methodology, or query
?basket=spendable on the API.
Per-stratum decomposition
Each contribution is the stratum's weight × its long-run rate over its coverage window. They reconcile to the headline annual rate via a chain-link & coverage residual (the index is chain-linked at composition boundaries and some strata cover only part of the window) — shown in the table footer.
| Stratum | Weight | Long-run rate | Contribution | Coverage | Detail |
|---|---|---|---|---|---|
| Shelter — owned operating cost | 12.44% | 4.13% | +0.51 pp | 312 | View → |
| Healthcare — total premium | 8.95% | 5.69% | +0.51 pp | 312 | View → |
| Food at home | 13.54% | 2.72% | +0.37 pp | 311 | View → |
| Entertainment and reading | 6.73% | 4.21% | +0.28 pp | 312 | View → |
| Home energy | 7.08% | 3.95% | +0.28 pp | 312 | View → |
| Transportation — vehicles | 10.53% | 2.47% | +0.26 pp | 312 | View → |
| Shelter — rent | 6.30% | 3.86% | +0.24 pp | 312 | View → |
| Transportation — services | 9.73% | 1.88% | +0.18 pp | 312 | View → |
| Gasoline | 4.06% | 3.17% | +0.13 pp | 312 | View → |
| Apparel | 5.12% | 1.84% | +0.09 pp | 192 | View → |
| Other lodging | 2.28% | 2.53% | +0.06 pp | 300 | View → |
| Education | 0.60% | 4.42% | +0.03 pp | 288 | View → |
| Postage (USPS) | 0.21% | 3.37% | +0.01 pp | 312 | View → |
| Communications | 3.43% | -1.76% | -0.06 pp | 312 | View → |
| Healthcare — out-of-pocket | 9.00% | -2.05% | -0.18 pp | 204 | View → |
| Contributions, summed | +2.71 pp | ||||
| Chain-link & coverage residual | +0.60 pp | ||||
| Headline annual rate | 3.31% |
Resolve by state
The Retiree headline above uses national weights × national prices. For a state-resolved version (national weights × state-specific prices with documented per-stratum fallback), select a state below.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Methodology
The Retiree archetype is one of 10 published profiles. See all archetypes for the full set, the basket page for per-archetype weight schedules, and the methodology page for the load-bearing pillars.