Working Parent
Household with own children under 18 from CEX 2000 Table 7. Higher Household Goods share captures childcare implicitly. National headline numbers and per-stratum decomposition follow; switch to a specific state for the state-resolved version.
The Fixed Basket Index for the Working Parent archetype, January 2000 = 100. Download the full series: JSON · CSV.
The headline counts healthcare at total cost — including the
employer-paid share of the insurance premium (national-accounts-consistent).
Counting only what a household pays from its own pocket, the
Working Parent annual rate is
3.16%/yr
vs 3.51%/yr standard.
Same price series, healthcare re-weighted — see the
methodology, or query
?basket=spendable on the API.
Per-stratum decomposition
Each contribution is the stratum's weight × its long-run rate over its coverage window. They reconcile to the headline annual rate via a chain-link & coverage residual (the index is chain-linked at composition boundaries and some strata cover only part of the window) — shown in the table footer.
| Stratum | Weight | Long-run rate | Contribution | Coverage | Detail |
|---|---|---|---|---|---|
| Healthcare — total premium | 13.22% | 5.69% | +0.75 pp | 312 | View → |
| Entertainment and reading | 7.91% | 4.21% | +0.33 pp | 312 | View → |
| Food at home | 12.18% | 2.72% | +0.33 pp | 311 | View → |
| Transportation — vehicles | 13.40% | 2.47% | +0.33 pp | 312 | View → |
| Shelter — rent | 8.38% | 3.86% | +0.32 pp | 312 | View → |
| Shelter — owned operating cost | 6.52% | 4.13% | +0.27 pp | 312 | View → |
| Home energy | 5.02% | 3.95% | +0.20 pp | 312 | View → |
| Transportation — services | 9.79% | 1.88% | +0.18 pp | 312 | View → |
| Gasoline | 4.82% | 3.17% | +0.15 pp | 312 | View → |
| Apparel | 8.12% | 1.84% | +0.15 pp | 192 | View → |
| Education | 2.64% | 4.42% | +0.12 pp | 288 | View → |
| Other lodging | 1.43% | 2.53% | +0.04 pp | 300 | View → |
| Postage (USPS) | 0.09% | 3.37% | +0.00 pp | 312 | View → |
| Communications | 3.46% | -1.76% | -0.06 pp | 312 | View → |
| Healthcare — out-of-pocket | 3.02% | -2.05% | -0.06 pp | 204 | View → |
| Contributions, summed | +3.06 pp | ||||
| Chain-link & coverage residual | +0.45 pp | ||||
| Headline annual rate | 3.51% |
Resolve by state
The Working Parent headline above uses national weights × national prices. For a state-resolved version (national weights × state-specific prices with documented per-stratum fallback), select a state below.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Methodology
The Working Parent archetype is one of 10 published profiles. See all archetypes for the full set, the basket page for per-archetype weight schedules, and the methodology page for the load-bearing pillars.