Montana · Working Parent
Annual rate of purchasing-power loss for the Working Parent archetype in Montana. Household with own children under 18 from CEX 2000 Table 7. Higher Household Goods share captures childcare implicitly.
The Fixed Basket Index for the Working Parent archetype in Montana, January 2000 = 100. Download the full series: JSON · CSV.
Annual rate over time
Year-over-year change, %/yr (same-month, so seasonality cancels; 0% = no change). BLS CPI-U (national) is shown for comparison only — not used in the index.
Counting only out-of-pocket healthcare (excluding the employer-paid
premium share), the Working Parent annual rate in Montana
is 3.02%/yr
vs 3.31%/yr standard.
Same prices, healthcare re-weighted — query ?basket=spendable
on the API.
Per-stratum decomposition
Each contribution is the stratum's weight × its long-run rate over its coverage window, for the Working Parent archetype in Montana. They reconcile to the headline annual rate via a chain-link & coverage residual (table footer). The Source column shows which strata use Montana-specific prices vs. national fallback — only state-priced strata make Montana differ from the national rate.
| Stratum | Weight | Long-run rate | Contribution | Coverage | Source |
|---|---|---|---|---|---|
| Healthcare — total premium healthcare_premium |
13.22% | 5.15% | +0.68 pp | 312 | National |
| Entertainment and reading entertainment |
7.91% | 4.21% | +0.33 pp | 312 | National |
| Food at home food_at_home |
12.18% | 2.72% | +0.33 pp | 311 | National |
| Transportation — vehicles transportation_vehicles |
13.40% | 2.47% | +0.33 pp | 312 | National |
| Shelter — rent shelter_rent |
8.38% | 3.86% | +0.32 pp | 312 | National |
| Shelter — owned operating cost shelter_owned_operating |
6.52% | 4.13% | +0.27 pp | 312 | National |
| Transportation — services transportation_services |
9.79% | 1.88% | +0.18 pp | 312 | National |
| Gasoline energy_gasoline |
4.82% | 3.17% | +0.15 pp | 312 | National |
| Apparel apparel |
8.12% | 1.84% | +0.15 pp | 192 | National |
| Home energy energy_home |
5.02% | 2.82% | +0.14 pp | 312 | National |
| Education education |
2.64% | 3.79% | +0.10 pp | 288 | National |
| Other lodging other_lodging |
1.43% | 2.53% | +0.04 pp | 300 | National |
| Postage (USPS) misc_postage |
0.09% | 3.37% | +0.00 pp | 312 | National |
| Communications communications |
3.46% | -1.76% | -0.06 pp | 312 | National |
| Healthcare — out-of-pocket healthcare_oop |
3.02% | -2.05% | -0.06 pp | 204 | National |
| Contributions, summed | +2.91 pp | ||||
| Chain-link & coverage residual | +0.40 pp | ||||
| Headline annual rate | 3.31% |
Coverage disclosure
For Montana, 22% of basket weight is state-resolved, and 78% falls back to national pass-through. Per METHODOLOGY.md §5.8.
Show per-stratum coverage map
| Stratum | Band | Weight | State data range | Source |
|---|---|---|---|---|
| Food at home | National | 11.31% | — | bls_apu/APU0000709112 |
| Gasoline | National | 4.83% | — | eia/eia_gasoline_regular_weekly |
| Home energy | State | 4.92% | 1989-01 → 2026-03 | eia/eia_natgas_residential_monthly |
| Shelter — rent | National | 7.62% | — | zillow_zori/zillow_zori_us_national_smoothed |
| Shelter — owned operating cost | National | 7.35% | — | census_property_tax/fred_us_property_tax_per_capita_quarterly |
| Other lodging | National | 1.79% | — | ahla_str_adr/str_us_hotel_adr_annual |
| Apparel | National | 6.95% | — | levis_501/levis_501_stf_msrp_us |
| Transportation — vehicles | National | 12.80% | — | manheim_uvvi/manheim_uvvi_seasonally_adjusted |
| Transportation — services | National | 10.14% | — | aaa_driving/aaa_ydc_composite_cents_per_mile |
| Healthcare — total premium | State | 14.95% | 2013 → 2024 | kff_ehbs/kff_ehbs_premium_family_total |
| Healthcare — out-of-pocket | National | 4.06% | — | nadac/nadac_metformin_hcl_500mg_tablet |
| Education | State | 2.37% | 2004 → 2023 | ipeds/ipeds_in_state_tuition_and_fees |
| Communications | National | 3.28% | — | fcc_urs/fcc_urs_voice_us_residential_annual |
| Entertainment and reading | National | 7.52% | — | nato_tickets/nato_us_avg_ticket_price |
| Postage (USPS) | National | 0.11% | — | usps_stamp/usps_first_class_stamp_1oz |
Other archetypes for Montana
Switch to a different household profile for Montana. Same state prices, different weight schedule.
Methodology
See the methodology page for the load-bearing pillars and the basket page for per-stratum weights and source map. See the Montana state landing for the full coverage table.